Pay at your own pace starting at 0% APR for up to 36 months!
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments, starting at 0% APR.
Choose 12, 24, or 36 monthly payments
For example, a MOSH/CTY purchase might cost $105.53/mo over 36 months at 0% APR.
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.